The Jaywan card is the UAE’s first national payment card, developed to support secure, fast, and convenient digital payments across the country. Launched under the supervision of the Central Bank of the UAE (CBUAE), the card is part of the country’s efforts to strengthen its domestic payment infrastructure and reduce reliance on international payment networks for local transactions.
Issued by participating banks and financial institutions, Jaywan cards can be used for everyday purchases, online shopping, ATM cash withdrawals, contactless payments, and digital wallet transactions. Depending on the issuing bank, customers may receive a debit, prepaid, or other eligible Jaywan card linked to their account.
Key Features of the Jaywan Card
The new payment card offers a range of features designed for everyday banking and retail transactions, including:
- Secure in-store and online payments
- Contactless “tap-to-pay” functionality
- Cash withdrawals at ATMs
- Integration with supported digital wallets
- Acceptance at participating merchants across the UAE
- Locally operated payment network designed to enhance payment efficiency
As the network expands, additional payment services and acceptance points should become available.
Benefits of Using a Jaywan Card
Jaywan should bring several advantages for both consumers and businesses.
For cardholders, the benefits include:
- A secure and reliable payment experience
- Convenient cashless transactions
- Easy access to digital payment services
- Faster everyday payments through contactless technology
- Greater financial inclusion as more people gain access to digital banking services
For the UAE, the initiative supports the country’s vision of building a smarter, more resilient digital economy while strengthening its national payment infrastructure.
Who Can Get a Jaywan Card?
Jaywan cards are being rolled out through participating banks and financial institutions across the UAE. Existing customers may receive a Jaywan card when opening a new account, renewing an existing debit card, or through their bank’s scheduled card replacement programme.
Availability may vary depending on the issuing bank as the rollout continues.
How to Apply for a Jaywan Card
Eligible customers can apply for a Jaywan card through participating banks once the service becomes available.
Depending on your bank, you may be able to apply through:
- Your bank’s mobile banking application
- Online banking portal
- A local bank branch
- Customer service or relationship manager
Applicants will generally need a valid Emirates ID and any documentation required by their bank to open or verify an account.
Customers who already hold accounts with participating banks should check with their bank to see whether Jaywan cards are available or if their existing card will be upgraded automatically as part of the rollout.
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Is the Jaywan Card Available Now?
Yes. The UAE has officially launched the Jaywan payment system, and participating banks have begun issuing Jaywan cards. However, the rollout is taking place in phases, meaning availability may differ from one bank to another. Customers are encouraged to contact their bank or visit its official website for the latest information on eligibility, issuance, and supported services.
Pro Tip: If you already bank with a participating bank, ask if your current debit card will be replaced with a Jaywan card automatically at renewal before you apply separately.
FAQs
What is the Jaywan card?
It is the UAE’s first national payment card, launched under the supervision of the Central Bank of the UAE. It is issued by participating banks and financial institutions.
Is the Jaywan card available now?
Yes. Participating banks have begun issuing it, but the rollout is in phases, so availability differs from bank to bank.
How do I apply for a Jaywan card?
Apply through a participating bank, either on its mobile app, online banking portal, at a branch or through your relationship manager. You will generally need a valid Emirates ID.
What can the Jaywan card be used for?
It works for everyday purchases, online shopping, ATM withdrawals, contactless payments and supported digital wallets.
